Caregiver and family discussing care payment options

PAYMENT OPTIONS

Flexible Payment Options to Make Quality Care Accessible

North Carolina Personal Care Services works with a variety of payment sources so that cost is never a barrier to receiving the compassionate in-home care you or your loved one deserves.

We Accept Multiple Forms of Payment

We understand that navigating payment options for home care can feel overwhelming. Our team is here to help you understand your options and find the right path forward. Below are the primary ways our services can be covered.

Medicaid / NC Medicaid

Most Common

We are an approved provider for North Carolina Medicaid programs. Eligible clients may receive covered in-home personal care services through NC Medicaid, including the Community Alternatives Program for Disabled Adults (CAP/DA), the Community Alternatives Program for Children (CAP/C), and other waiver programs. We work with all NC Medicaid managed care plans.

  • NC Medicaid approved provider
  • CAP/DA waiver program accepted
  • CAP/C waiver program accepted
  • Personal care services covered for eligible clients
  • We can help verify your eligibility

Private Pay

Flexible

Clients who prefer to pay out of pocket can arrange private pay services directly with our team. Private pay offers maximum flexibility in scheduling and service selection, with no third-party approval required.

  • No insurance or program approval needed
  • Flexible scheduling and service customization
  • Transparent, straightforward pricing
  • Start care quickly without delays

Long-Term Care Insurance

Insurance

Many long-term care insurance policies cover in-home personal care services. We can work with your insurance provider to help facilitate claims and ensure you receive the benefits you are entitled to under your policy.

  • We work with most long-term care insurance plans
  • Assistance with documentation and claims
  • Coordination with your insurance provider
  • Contact us to verify your coverage

Veterans Benefits

VA Benefits

Eligible veterans and surviving spouses may qualify for in-home care benefits through the U.S. Department of Veterans Affairs. Programs such as the VA Aid & Attendance benefit can help cover the cost of personal care services.

  • VA Aid & Attendance benefit accepted
  • Support for eligible veterans and surviving spouses
  • Guidance on VA benefit eligibility
  • Coordination with VA service coordinators

Not Sure Which Option Applies to You?

Our team is happy to walk you through your payment options and help determine the best fit for your situation. We can assist with eligibility questions, insurance verification, and connecting you with the right resources.

Contact Us for Help

Let's Find the Right Care Solution for Your Family

Don't let payment concerns stand in the way of getting the care your loved one needs. Reach out today and we'll help you navigate your options.